Indebted to Your Employer: How Clawback Clauses and Training Fees Trap Workers in Low-Wage Jobs
Across America's retail floors, hospital wards, and fast-food counters, a new form of financial control has taken root. Employers in low-wage industries are increasingly charging workers for uniforms, training programs, and professional certifications — then embedding repayment clauses in employment agreements that make leaving a job financially devastating. For workers with the fewest options, these arrangements function not as reasonable business policies but as economic chains.